Intelligent Wallet
A short-term solution designed to protect your money from the effects of inflation.
I want to get started
what is the Wallet?
Regular bank and savings accounts won't protect your money from inflation, earning mere tenths of a percent at best. The Intelligent Wallet is a conservative investment solution for money that will be needed in the near future.
Defeat inflation
Fee 0%
Conservative saving
Short horizon
Minimized risk
Weekly liquidity
When to Use the Wallet?
Whenever you know you don't need the money now but plan to use it in a few months, or maybe two or three years. Do you want to save for next year's vacation or Christmas presents? Are you planning a wedding? Are you about to buy a property or just want to keep money in reserve? In our blog, we've outlined 10 cases when you should not let your savings lie around in the bank.
Spread of risk
Bonds, stocks, gold
The Wallet is a conservative investment rather than a bank deposit or fixed-interest instrument. Its value fluctuates slightly. The portfolio composition provides a small but more stable return.
6 to 9% monthly.
Protect your money
In the medium run, consumer prices grow at an average annual rate of 3%. We have designed this product specifically to achieve a return that covers short-medium term inflation with low portfolio volatility and minimal risk.
Past returns do not guarantee future returns
I want the Wallet
Zero fee
Only 8-18% ROI.
Simple things work best. That's why the Wallet has only one fee for portfolio management 8%-18% ROI. The Wallet's structure also makes its returns tax-free for EU tax residents after 1 year of holding.
The bogeyman called inflation
Inflation manifests itself in the rising prices of goods and services. If you want to avoid it, don't leave your short-term savings in your current account, as their purchasing power will decline until you need them. European residents lose money worth at least 6.80 billion euros in the banks every year. Read about our Wallet, which enables you to protect your money while preserving a minimum risk, preventing inflation from taking a bite out of your wealth.
Composition tested a thousand times
By backtesting thousands of portfolios with different asset classes, we arrived at the following Intelligent Wallet composition. The individual asset classes are not mutually correlated much - their evolution over time is not identical. When one part of the portfolio declines, another part experiences growth. Together, they form an ideal combination in terms of the portfolio's return and volatility.
Protect money from inflation
With the largest digital asset manager in Central Europe
I want to get startedDO YOU HAVE FURTHER QUESTIONS?
You can open an account in Moventum simply and conveniently online. Click on Let’s start on the top menu bar. You will get to the registration, in which you can select the goal of the investing (product) and answer a few questions about the intended investment and your profile, based on which we will choose a suitable investment strategy for you. You will then create online access, biometrically verify your identity, provide personal information, verify contact details, and sign a portfolio management agreement online. Afterward, nothing will be stopping you from building your wealth effectively.
Moventum began its operations in 2002 in Luxembourg as a fully licensed financial services company with a branch in Germany; in 2007 the company opened an office in Austria. It offers EU investors streamlined processes and a full range of services, including access to institutional investment funds, extensive back-office support and marketing and asset allocation tools. Approximately 1,850 investment consultants serving over 440,000 investors representing over 3.5 billion euros in assets under administration.
We only earn through a performance fee (8-18% of profit). Market profits are obviously important, so we only charge them to profits. No hidden costs. No transaction and rebalancing fees. No account maintenance or execution fees. Transparent and clearly defined portfolio and management rules. You can find the complete price list of our services on the about us section.
Moventum offers several discounts, thanks to which you can make your investment with us even more profitable. We regularly bring clients various special offers, but we also provide several permanent discounts, thanks to which you can exempt part of your assets from the portfolio management fee.